En nuestra sentencia del juzgado de primera instancia de Ibiza el Juez ha seguido el ultimo criterio jurisprudencial sobre “Tarjeta Revolving” al considerar que la tarjeta de crédito de nuestra clienta es nula por usuraria porque los intereses del contrato (TAE) superan los 6 puntos porcentuales de la media de los intereses que se pactaban en el año del contrato para ese tipo de productos financieros. En el caso de nuestra clienta, su tarjeta tenía unos intereses (TAE) del 26,82% y el tipo medio de intereses era de 20,6%.
si tenéis este tipo de tarjetas de crédito os invito a que presteis atención y reviséis los intereses del contrato.
En Toscanolex, somos especialistas en derecho bancario y os ayudaremos a revisar todas las condiciones de vuestros productos financieros.
Success Story: Judgment declares the invalidity of a Revolving Credit card due to usury
In our judgment of the court of first instance of Ibiza, the judge has followed the latest jurisprudential criteria on “revolving cards” when considering that our client’s credit card is void for usury because the contract interest (TAE) exceeds 6 percentage points of the average of the interests that were agreed in the year of the contract for this type of financial products. In the case of our client, her card had interest (TAE) of 26.82% and the average interest rate was 20.6%.
If you have this type of credit card, I invite you to pay attention and review the interests of the contract.
At Toscanolex, we are specialists in banking law and we will help you review all the conditions of your financial products.
