STIMATION SENTENCES FOR CLAIMS OF HIPOTECA FORMALIZATION EXPENSES. SOIL CLAUSES.
The Supreme Court delivered a judgment dated December 23, 2015, ruling that the clause contained in mortgage loans that was charged with all the costs of setting up the mortgage to the consumer IT WAS ZERO.
Mortgage formalization costs should be paid largely by banks, not by the customer.
It is true that, since the ruling, each Court and Hearing, throughout Spain, have given different rulings as to the amount to be returned by the Banks (Notary, Registration, Tax, Management…)
As of December 17, 2017, more than 150,000 lawsuits had been filedagainst the banks of our country. In order to deal with lawsuits related to mortgage clauses. On 1 January, the number of judges dedicated to this case increased by almost half a hundred and 77 new specialized courts came into operation.
About 90 of the claims are estimated. It does not matter that it is a mortgage already canceled, repaid or that has suffered novations…
Specifically, in Malaga, the Court specialized in Soil Clauses and Mortgage Expenses. The trend you are following is that of:
-Declaration of invalidity of the clause requiring the consumer to pay all expenses for the formalization of the mortgage loan.
-Return of the subscribers by notary, registration and part of the management
-Condemn the bank
WE, FROM TOSCANOLEX, WE WANT NOT ONLY TO ECHO THIS NEWS, BUT ALSO TO ENCOURAGE ALL THOSE WHO HAVE BEEN AFFECTED BY THIS SITUATION TO CLAIM.
We are a clear example of combating the arbitrary imposition of these expenditures; such is so that from our office TOSCANOLEX, located in Torremolinos (Malaga), it has been possible CONSEQUENCE OF FAVORABLE JUDGMENT, OF THE FIRST IN OUR LOCALITY, by the Court 18 Bis de Málaga; agreeing to the nullity of the general condition imposed by the bank, as well as the corresponding quantity claim (notary, registration and part of management, plus interest and costs).
Therefore, do not hesitate to contact us. From here we will advise you how to recover the expenses corresponding to the signing of your Mortgage deed.
More and more consumers are affected by this bank abuse, which claims are finally being echoed, with the corresponding reimbursement of expenses. The sentences, after an arduous struggle, are preeminently giving the customer the reason.